Insurance Company Ratings Categories
| Rank | A.M. Best | Standard & Poor’s | Moody’s | Fitch |
| 1 | A++ Secure / Superior | AAA Extremely Strong | Aaa Exceptional | AAA Secure / Highest |
| 2 | A+ Secure / Superior | AA+ Very Strong | Aa1, Aa2, Aa3 Excellent | AA+ Secure / Very High |
| 3 | A Secure / Excellent | AA Very Strong | A1, A2, A3 Good | AA Secure / Very High |
| 4 | A- Secure / Excellent | AA- Very Strong | Baa1, Baa2, Baa3 Adequate | AA- Secure / Very High |
| 5 | B++ Secure / Very Good | A+ Strong | Ba1, Ba2, Ba3 Questionable | A+ Secure / High |
| 6 | B+ Secure / Good | A Strong | B1, B2, B3 Poor | A Secure / High |
| 7 | B Vulnerable / Fair | A- Strong | Caa Very Poor | A- Secure / High |
| 8 | B- Vulnerable / Fair | BBB+ Good | Ca Extremely Poor | BBB+ Secure / Adequate |
| 9 | C++ Vulnerable / Marginal | BBB Good | C Lowest | BBB Secure / Adequate |
| 10 | C Vulnerable / Weak | BB+ Marginal | BB+ Uncertain | |
| 11 | C- Vulnerable / Weak | BB Marginal | BB Uncertain | |
| 12 | D Vulnerable / Poor | BB- Marginal | BB- Uncertain | |
| 13 | E Vulnerable / Under State Supervision | B+ Weak | B+ Possessing Risk | |
| 14 | F Vulnerable / In Liquidation | B Weak | B Possessing Risk | |
| 15 | S Rating Suspended | B- Weak | B- Possessing Risk | |
| 16 | CCC+ Very Weak | CCC Substantial Risk | ||
| 17 | CCC Very Weak | DD Liquidating | ||
| 18 | CCC- Very Weak | SR Suspended Rating | ||
| 19 | CC Extremely Weak | |||
| 20 | R Regulatory Action | |||
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Larry Prislovsky
